Gender-based violence often includes a hidden but devastating component, financial abuse. In South Africa, many GBV cases involve perpetrators using money, debt, or digital access to control victims. When combined with online abuse, the financial impact can be severe and long-lasting.
Financial GBV can take many forms. These include forcing access to bank accounts, taking loans in a victim’s name, intercepting income, using threats to demand money, or engaging in sextortion and online blackmail. Digital tools make this easier for perpetrators, particularly when victims share devices, passwords, or financial information.
One of the most effective ways to protect yourself financially is to maintain control over your accounts. Use unique passwords for banking, email, and cloud services, and enable two-factor authentication wherever possible. Avoid saving sensitive financial information on shared devices or browsers.
It is also important to monitor your financial activity regularly. Check bank statements, credit reports, and mobile money records for unauthorised transactions. In South Africa, victims can request credit bureau reports to identify fraudulent accounts or loans opened without consent.
If you suspect financial abuse, act quickly. Contact your bank to flag suspicious activity and request account protections. Change passwords immediately and consider opening a new account if your safety is compromised. Preserve evidence such as messages, transaction records, and emails, as these may be critical if legal action is required.
Sextortion is a growing financial threat linked to GBV. Perpetrators demand money under threat of releasing private images or information. Paying does not stop the abuse and often escalates demands. Victims should seek professional support, preserve evidence, and report the matter through appropriate legal or investigative channels.
Financial independence is a powerful protective factor. Where possible, maintain access to personal funds, documentation, and emergency savings. Trusted support networks, including family, legal advisors, and specialised organisations, can help victims regain financial stability.
Protecting yourself financially is not about distrust, it is about safety and autonomy. Understanding the financial dimensions of GBV empowers victims to reduce harm, regain control, and begin rebuilding their lives with confidence.
